By Charles J. Jacobus
For many years this well known rules e-book has laid an outstanding starting place for millions of latest actual property pros such as you beginning a profitable profession within the genuine property undefined. identified for his transparent presentation and interesting sort, Charles Jacobus brings jointly all the things of genuine property providing you with the basics they want for achievement. This best-selling ideas ebook has been up-to-date to mirror a variety of adjustments in smooth genuine property perform. specific awareness has been given to new laws within the personal loan whereas nonetheless reinforcing the center strategies which were the cornerstone of yankee genuine property possession.
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Extra resources for Real Estate Principles
Example text
Ordinarily, when an object that was once personal property is attached to land by virtue of its being imbedded in the land or affixed to the land by means of cement, nails, bolts, and so on, it becomes a fixture. To illustrate, when asphalt and concrete for driveways and sidewalks are still on the delivery truck, they are movable and therefore personal property. But once they are poured into place, the asphalt and concrete become part of the land. Similarly, lumber, wiring, pipes, doors, toilets, sinks, water heaters, furnaces, and other construction materials change from personal property to real estate when they become part of a building.
Chapter 10 covers the deed of trust and is intended for readers in those states in which the deed of trust is used in place of a mortgage. Amortized loans, points, FHA and VA programs, and mortgage insurance are discussed in Chapter 11. Loan applications and federal truth-in-lending issues are discussed in Chapter 12. Mortgage lenders, the secondary mortgage market, and due-on-sale clauses are covered in Chapter 13. Adjustable rate mortgages and financing alternatives are discussed in Chapter 14.
Even with good surveyors, there is potential for mistakes because ground levels change and permanent monuments established by prior surveyors may not be exactly correct. The use of global positioning systems is now making metes and bounds descriptions very accurate. The new satellite positioning systems are exact, and therefore are constantly finding errors, mostly minor, which need to be constantly corrected as our technology is improving. RECTANGULAR SURVEY SYSTEM The rectangular survey system was authorized by Congress in May 1785.
